🏦 Finance & Banking · Flowchart
Digital KYC Onboarding
How a bank or fintech opens an account fully online: Aadhaar/PAN verification, video KYC, risk checks and account creation.
Drawing diagram…
What this diagram shows
- PAN and Aadhaar are verified against official sources
- Video KYC with a live agent completes full KYC
- Sanctions and PEP screening before the account opens
Prompt used
Digital KYC onboarding flowchart: the customer enters mobile number and verifies OTP, enters PAN which is verified with the tax department, does Aadhaar OTP e-KYC, takes a selfie matched against the Aadhaar photo, completes video KYC with a bank agent, then name screening checks sanctions and PEP lists. Clean profiles get an account number and virtual debit card; matches go to compliance review.
Mermaid code
flowchart TD
A[Mobile number and OTP] --> B[Enter PAN]
B --> C{PAN verified?}
C -->|No| X[Stop: ask to correct PAN]
C -->|Yes| D[Aadhaar OTP e-KYC]
D --> E[Selfie and face match]
E -->|Mismatch| X2[Retry or visit branch]
E -->|Match| F[Video KYC with agent]
F --> G[Sanctions and PEP screening]
G --> H{Any match?}
H -->|Yes| I[Compliance review]
H -->|No| J[Create account and virtual debit card]
I -->|Cleared| J
I -->|Rejected| K[Decline with reason]Related templates
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